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    Understanding Your Own Emotions


    How To Overcome Our Emotion?

    (1)        Be aware of our inherent emotion and instinct. Always try to be on the other
    side of the situation. If we are fearful, analyse the whole situation with reasons and
    financial ratios. Focus more on the fundamentals rather than our emotions.

    (2)        Diversify our asset classes. If we are not good at handling our own emotions,
    put less money into stocks and more into other asset types like bonds, properties
    and cash. So we risk only a small portion of our net worth, hence, we may be able to
    act soberly even when another financial crisis arise!

    (3)        Stay detached about the whole business. Act as if we are a robot with no
    emotions and perform the necessary course of action strictly according to our
    investment plan, that is, according to the 3-to-1 reward-to-risk ratio.  That is: if our
    target profit is 30%, our cut loss point is 10% below purchase price. If our target
    profit is 60%, cut loss at 20% below the purchase price.

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